How long can you contribute to a traditional IRA?



There are a few things to consider when determining how long you can contribute to a traditional IRA. The first is your eligibility. To be eligible to contribute to a traditional IRA, you must have earned income from working. This includes income from self-employment, alimony, and rental income. If you are not employed, you are not eligible to contribute.

The second thing to consider is your age. You can contribute to a traditional IRA until you reach the age of 70.5. Once you reach this age, you can no longer make contributions to your traditional IRA.

The last thing to consider is the contribution limit. For 2020, the contribution limit is $6,000. This means that you can only contribute up to $6,000 to your traditional IRA for the year. If you are over the age of 50, you can contribute an additional $1,000, for a total contribution limit of $7,000.

Once you have considered these factors, you can determine how long you can contribute to a traditional IRA. If you are eligible and under the age of 70.5, you can contribute until you reach the contribution limit for the year.



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